tag:blogger.com,1999:blog-2842812796932427582024-03-08T01:52:28.540-06:00welcome to:Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.comBlogger438125tag:blogger.com,1999:blog-284281279693242758.post-89064961289874801402011-12-10T12:19:00.000-06:002011-12-10T12:19:05.665-06:00What Should You Expect From Your Candidates?<strong style="color: #383838; font-family: Arial, Helvetica, sans-serif; font-size: 22px; line-height: 18px;">What Should You Expect From Your Candidates?</strong><br />
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<a href="http://view.e.daveramsey.com/?j=fec41c7274600d7e&m=fe9a15707460027475&ls=fe20127775630179731177&l=fef3107971660d&s=fe521573706c0c757c17&jb=ffcd16&ju=fe5f15757d6503797314&r=0">http://view.e.daveramsey.com/?j=fec41c7274600d7e&m=fe9a15707460027475&ls=fe20127775630179731177&l=fef3107971660d&s=fe521573706c0c757c17&jb=ffcd16&ju=fe5f15757d6503797314&r=0</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-57529148357273708052011-11-11T09:37:00.000-06:002011-11-11T09:37:11.760-06:00Veteran's Day<span class="Apple-style-span" style="font-family: Verdana, sans-serif;">Happy Veteran's Day to all who served and are serving our wonderful country.</span>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-76579625533338093632011-11-11T09:34:00.000-06:002011-11-11T09:34:23.631-06:00Budgeting for Christmas 2012<span class="Apple-style-span" style="color: #38761d; font-family: Verdana, sans-serif;"><b>Budgeting for Christmas 2012</b></span><br />
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</span></div><div><span class="Apple-style-span" style="font-family: Verdana, sans-serif;">Next year Christmas will be on Tuesday, December 25th so don't let it sneak up on you like it may have done this year. Christmas is always in December lest we forget. Start planning for Christmas 2012 today by simply adding a line item to your monthly budget marked Christmas 2012. </span></div><div><span class="Apple-style-span" style="font-family: Verdana, sans-serif;"><br />
</span></div><div><span class="Apple-style-span" style="font-family: Verdana, sans-serif;">At the beginning of each month set aside a designated amount like $100 and by the time Christmas 2012 arrives you'll have $1200 saved. By doing this you will be less stressed and enjoy the holidays so much more.</span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com1tag:blogger.com,1999:blog-284281279693242758.post-41219133256944721792011-10-17T19:21:00.000-05:002011-10-17T19:21:20.350-05:00Vacations paid for using the Credit Card<span class="Apple-style-span" style="background-color: white; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 11px; line-height: 14px;">This is a question raised to Dave Ramsey from one of his listeners:<br />
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Is there a recommended vacation percentage?<br />
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This is a question raised to Dave Ramsey from one of his listeners:</span><br />
<span class="Apple-style-span" style="background-color: white; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 11px; line-height: 14px;"><br />
Dear Dave,<br />
<span class="text_exposed_show" style="display: inline;"><br />
Should you skip vacations when you're getting out of debt? Also, once you're debt-free, is there a rule as to what percentage of your income you should use on vacations?<br />
Carl<br />
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Dear Carl,<br />
I think you should put vacations on hold while you're trying to get out of debt. My family and I didn't go on vacation for nearly 10 years while we were getting out of debt. Why? Because we had work to do! We had bills to pay and kids to feed. That's just the way it goes sometimes.<br />
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I'm not sure that there's a specific percentage involved on vacation spending. It definitely shouldn't damage your financial foundation, or put you back into debt once you've worked your way out. You don't touch your emergency fund to go on vacation, and you don't stop funding your retirement or saving money so the kids can go to college. You just save up, and pay cash!<br />
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In most cases, this kind of plan will almost force your vacation spending to be a reasonable percentage of your income.<br />
Dave</span></span><br />
<span class="Apple-style-span" style="background-color: white; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 11px; line-height: 14px;"><span class="text_exposed_show" style="display: inline;"><br />
</span></span><br />
<span class="Apple-style-span" style="background-color: #edeff4; color: #333333; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 11px; line-height: 14px;">I love vacations. I love researching, planning and counting down the days to our next vacation. We didn't always pay cash for our vacations. Oh no! I remember going to Hawaii in '92 and it was fully funded by our Credit Cards. It was a wonderful vacation but the devastation that was left behind was just the beginning.</span><br />
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</span></span>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com5tag:blogger.com,1999:blog-284281279693242758.post-38586459197292033262011-09-16T15:52:00.000-05:002011-09-16T15:52:52.072-05:00Getting Your Degree On Plan B - Dave RamseyDave's fans talk about getting your college degree without having to go into debt. There are lots of scholarships out their - you just need to know where to look. Getting a job while going to college is a novel idea. What about joining the Military?<br />
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<a href="http://www.daveramsey.com/article/getting-your-degree-on-plan-b/lifeandmoney_college/?ectid=bitlyified091620111506">http://www.daveramsey.com/article/getting-your-degree-on-plan-b/lifeandmoney_college/?ectid=bitlyified091620111506</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-84443227775774240632011-07-29T17:13:00.000-05:002011-07-29T17:13:30.881-05:00The "Relax Fund" - Dave Ramsey<a href="" name="top"><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;">Once you have an Emergency Fund in place it will give you a sense of peacefulness.</span></a><br />
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<span class="Apple-style-span" style="font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; line-height: 14px;">The Emergency Fund - Dave calls it the "Relax Fund" - this is so true! Right before we closed on our house we sold in MN our retaining wall needed to be fixed at a whopping cost of $2177.50 - oh that's right! But I was OK with it to some degree because we had the "Relax Fund" in </span><br />
<span class="Apple-style-span" style="font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; line-height: 14px;">place.</span><br />
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<a href="http://www.daveramsey.com/newsletters/online/edition/personal-finance-newsletter-april-2011?ectid=cnlsignup_1#article2">http://www.daveramsey.com/newsletters/online/edition/personal-finance-newsletter-april-2011?ectid=cnlsignup_1#article2</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com1tag:blogger.com,1999:blog-284281279693242758.post-39578999026295428042011-07-28T16:14:00.000-05:002011-07-28T16:14:10.558-05:00The Great Recovery - It starts with YOU<span class="Apple-style-span" style="color: #383838; font-family: Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px;">The Great Recovery is a grassroots movement spread by people who are tired of looking to Washington for answers. The truth is that the government can't fix this economy. It'll be restored one family at a time, as each of us takes a stand to return to God and grandma's way of handling money.</span><br />
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<a href="http://www.thegreatrecovery.com/home/">http://www.thegreatrecovery.com/home/</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com1tag:blogger.com,1999:blog-284281279693242758.post-24344334641241684492011-07-12T09:11:00.000-05:002011-07-12T09:11:48.845-05:00Real Life Case Study with Zac Bissonnette from Steve at Money Plan SOS<span class="Apple-style-span" style="color: #444444; font-family: Georgia, 'Bitstream Charter', serif; font-size: 15px; line-height: 28px;">In this Real Life Case Study episode we help a young, single, male college student going off to an out-of-state college this fall. His tuition is paid for and he will be getting a stipend that will cover most of his expenses.</span><span class="Apple-style-span" style="color: #444444; font-family: Georgia, 'Bitstream Charter', serif; font-size: 15px; line-height: 28px;"> </span><br />
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<a href="http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/">http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-90661797920650132552011-05-26T09:36:00.000-05:002011-05-26T09:36:24.454-05:00Real Life Case Study from Steve at Money Plan SOS<span class="Apple-style-span" style="color: #333333; font-family: Georgia, 'Bitstream Charter', serif; font-size: 16px; line-height: 24px;">This is a Real Life story of a couple with four children who were normal Americans, made a lot of money, and enjoyed life. They had two cars with payments, a 2nd mortgage, spent $1,000 a month on dining, paid off credit cards with 401K loans, and thought they were doing great. But one of their four children caused them to sacrifice all that “living”.</span><br />
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<a href="http://www.moneyplansos.com/018-mpsos/">http://www.moneyplansos.com/018-mpsos/</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-80934691408872713092011-05-01T12:31:00.000-05:002011-05-01T12:31:55.842-05:00MayDay! MayDay!<div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="color: #000099; font-size: small;"><strong>MAYDAY! EMERGENCY video!<span> </span>This wasn't scheduled (emergencies never are) so this is a bonus question for Financial Literacy Month. Matt tells their story of his unexpected even in a podcast</strong></span><span style="font-size: small;"><span style="color: #000099;"><strong> and asks this question:</strong></span></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="color: #000099; font-size: small;"><strong><br />
</strong></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica; font-size: 13px;"><span style="color: #000099; font-size: small;"><strong> </strong></span></span><span class="Apple-style-span" style="border-collapse: separate; font-family: 'Times New Roman';"><a href="http://www.youtube.com/watch?v=UgONjtBQ1QM&feature=youtu.be">http://www.youtube.com/watch?v=UgONjtBQ1QM&feature=youtu.be</a></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="color: #000099; font-size: small;"><strong><br />
</strong></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="font-size: small;"><span style="color: #000099;"><strong>How would you pay for an emergency?</strong></span></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><br />
</div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="font-size: small;"><span style="color: #000099;"><strong>A) Whip out the credit card</strong></span></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="font-size: small;"><span style="color: #000099;"><strong>B) Get a loan or work out a payment plan</strong></span></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="font-size: small;"><span style="color: #000099;"><strong>C) Do it yourself and hope for the best</strong></span></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><span style="font-family: Helvetica;"><span style="font-size: small;"><span style="color: #000099;"><strong>D) Use Emergency Savings you already have</strong></span></span></span></div><div class="MsoNormal" style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px; margin-bottom: 0pt; margin-left: 0in; margin-right: 0in; margin-top: 0in;"><br />
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</div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-66693824428696952132011-04-30T09:28:00.000-05:002011-04-30T09:28:22.612-05:00April is Financial Literacy Month - April 30th<div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>I will start my "get-out-of-debt-plan" when...</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>A) I get the "big raise"</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>B) Gas prices go down</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>C) When the Sheriff arrives at my door to serve court papers</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>D) Today</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b><a href="http://www.youtube.com/watch?v=GBd2_aO14YQ&feature=youtu.be">http://www.youtube.com/watch?v=GBd2_aO14YQ&feature=youtu.be</a></b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span class="Apple-style-span" style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>Make the change today. </b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>Turn off the TV and read a book on personal finance. </b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>Listen to a podcast, do a budget, </b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>and don't be afraid to ASK FOR HELP.</b></span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-37482454464846413942011-04-29T07:50:00.003-05:002011-04-29T07:50:51.882-05:00April is Financial Literacy Month - April 29th<div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff; font-family: arial;"><b>If you have some friends coming to town the day after I get paid, should I...</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>A) Cash paycheck, spend as I want</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>B) Make a plan and use an Envelope System</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>C) Put it on a credit card. Eat, Drink, and Be Merry</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><br />
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<a href="http://www.youtube.com/watch?v=6m3qAU-RW2s">http://www.youtube.com/watch?v=6m3qAU-RW2s</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-34178483274673443172011-04-28T10:51:00.002-05:002011-04-28T10:51:21.600-05:00How To Survive College<span class="Apple-style-span" style="color: #383838; font-family: sans-serif; font-size: 12px; line-height: 18px;"></span><br />
<h2 style="border-bottom-width: 0px; border-color: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; color: #585b5d; font-family: Arial, sans-serif; font-size: 20px; font-style: normal; font-variant: normal; font-weight: normal; line-height: 24px; margin-bottom: 3px; margin-left: 0px; margin-right: 0px; margin-top: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;">Prepare high school graduates before they set foot on campus!</h2><br />
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<a href="http://www.daveramsey.com/article/how-to-survive-college/lifeandmoney_college/1/">http://www.daveramsey.com/article/how-to-survive-college/lifeandmoney_college/1/</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-37615898200600078362011-04-28T07:00:00.001-05:002011-04-28T07:00:06.254-05:00April is Financial Literacy Month - April 28th<div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #3333ff;">What is the difference between a Money-Market "Account" and a Money-Market "Fund"?</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #3333ff;"><br />
</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #3333ff;"><a href="http://www.youtube.com/watch?v=ZXVrE5zQmtU&feature=youtu.be">http://www.youtube.com/watch?v=ZXVrE5zQmtU&feature=youtu.be</a></span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #3333ff;"><br />
</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #3333ff;">A) There is no difference</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #3333ff;">B) Only one is FDIC insured</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #3333ff;">C) One is offered by a bank, the other through a Brokerage House</span></b></div><div><b><span style="color: #3333ff;"><br />
</span></b></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-29192913506844358472011-04-27T07:00:00.001-05:002011-04-27T07:00:21.381-05:00April is Financial Literacy Month - April 27th<div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>Jeff Kosola from DeliverAwayDebt.com asks our question for April 27:</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>What are your reasons for improving your financial self?</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><a href="http://www.youtube.com/watch?v=BrqkS2x_1_s&feature=youtu.be">http://www.youtube.com/watch?v=BrqkS2x_1_s&feature=youtu.be</a></b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>A) Reduce stress</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>B) Provide a better future for your family</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>C) Be able to work less</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>D) Because DeliverAwayDebt said so!</b></span></div><div><span style="color: #000099;"><b><br />
</b></span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com1tag:blogger.com,1999:blog-284281279693242758.post-1355373239752300502011-04-26T17:27:00.000-05:002011-04-26T17:27:44.087-05:00Money Saving TipsHow to live on less than you make in all areas of your life.<br />
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<a href="http://drphil.com/articles/article/596">http://drphil.com/articles/article/596</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-69133587302486168652011-04-26T07:00:00.004-05:002011-04-26T07:00:47.745-05:00How The 30-Year Mortgage Robs Your Future<span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: 18px;"><em>You already know a 30-year mortgage is an expensive way to buy a home. But your mortgage could also cost you the chance to become a millionaire.</em></span><span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; line-height: 18px;"><br />
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<a href="http://www.daveramsey.com/newsletters/online/edition/real-estate-newsletter-april11?ectid=1104elprenl_ov">http://www.daveramsey.com/newsletters/online/edition/real-estate-newsletter-april11?ectid=1104elprenl_ov</a>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-40346722290829265362011-04-26T07:00:00.001-05:002011-04-26T07:00:00.985-05:00April is Financial Literacy Month - April 26th<div style="border-collapse: collapse; font-family: arial, sans-serif;">I<span style="color: #3333ff;">f you were to pass away while in debt would your...</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><br />
</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><a href="http://www.youtube.com/watch?v=OcyAFYDw0pg">http://www.youtube.com/watch?v=OcyAFYDw0pg</a></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><br />
</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;">A) Debt be forgiven</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;">B) Heirs be responsible for the debt</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;">C) Estate be responsible for the debt</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;">D) Dreams of being Debt Free finally be "realized"</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><br />
</div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-85011084697716404092011-04-25T07:16:00.000-05:002011-04-25T07:16:22.059-05:00April is Financial Literacy Month - April 25th<div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;">Don Current from CurrentFinances.com asks another question about saving for kid's college.</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><br />
</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><a href="http://www.youtube.com/watch?v=oBrPEErVIcA">http://www.youtube.com/watch?v=oBrPEErVIcA</a></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><br />
</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;">You should save for your child's college education…</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><br />
</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;">A) In an Educational Savings Account (ESA)</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;">B) In a 529 Plan</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;">C) After consulting with a professional to see what is best</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;">D) In a checking account where you can get easy access to the money</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><br />
</div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;">Think you know the answer? Is there a right answer? Tweet it to us using #FLMonth or comment below this post.</div><div><br />
</div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-38693194046593713312011-04-25T07:14:00.000-05:002011-04-25T07:14:07.256-05:00April is Financial Literacy Month - April 24th<div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b>Julia from <a href="http://www.promisesfc.com/" style="color: #0000cc;" target="_blank">www.PromisesFC.com</a> has an awesome question to challenge the way we think about money:</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b>What is more important to you?</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b><a href="http://www.youtube.com/watch?v=FW7ipgstF8s">http://www.youtube.com/watch?v=FW7ipgstF8s</a></b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b>A) Knowing your mortgage interest rate</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b>B) Knowing the remaining balance owed on your mortgage</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b>C) Knowing the equity position on your mortgage</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #3333ff;"><b>Once you answer the question, give yourself another minute to think about why you answered that way and what about the other options? Did you answer "interest rate"? Well then, why not the remaining balance? Isn't the goal to pay off the mortgage instead? Or why did you choose the "equity position"? Are you looking to use the equity for the purchase of a car or cruise? Think about it….</b></span></div><div><span style="color: #3333ff;"><b><br />
</b></span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-5293554105963488332011-04-23T07:00:00.001-05:002011-04-23T07:00:02.291-05:00April is Financial Literacy Month - April 23rd<div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;">Matt Wegner from FinancialExcellence.net has a great question for today:</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;"><br />
</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;">How much should you spend on groceries per person in the household each month?</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;"><br />
</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;"><a href="http://www.youtube.com/embed/hBkv-C1dDPo">http://www.youtube.com/embed/hBkv-C1dDPo</a></span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;"><br />
</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;">A) $50 per person</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;">B) $100 per person</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;">C) $150 per person</span></b></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><b><span style="color: #000099;">D) $200 per person</span></b></div><div><b><span style="color: #000099;"><br />
</span></b></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-31058897161058935892011-04-22T07:24:00.001-05:002011-04-22T07:24:43.929-05:00April is Financial Literacy Month - April 22st<div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>So, who knows how to manage your money better?</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><a href="http://www.youtube.com/embed/4PpPeY2Gcb4">http://www.youtube.com/embed/4PpPeY2Gcb4</a></b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>A) The person with an 840 FICO score</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>B) The person with $1,000,000 Net Worth</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif; font-size: 13px;"><span style="color: #000099;"><b>C) Your broke Brother-In-Law</b></span></div><div><span style="color: #000099;"><b><br />
</b></span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-65594375163366320482011-04-21T06:41:00.000-05:002011-04-21T06:41:51.440-05:00April is Financial Literacy Month - April 21st<div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>Should I get a Will?</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b><a href="http://www.youtube.com/watch?v=YnRpJznKcNw">http://www.youtube.com/watch?v=YnRpJznKcNw</a></b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span class="Apple-style-span" style="color: #3333ff;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>A) No, I might die if I get a will</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>B) Yes. I love my family enough to have my wishes written down so there is no confusion when I am gone</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #3333ff;"><b>C) No. I don't own anything so why bother?</b></span></div><div><span style="color: #3333ff;"><b><br />
</b></span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-80042446973943111632011-04-20T07:15:00.002-05:002011-04-20T07:15:45.413-05:00April is Financial Literacy Month - April 20th<div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>Josh Levitt from LevittCoaching.com wants to know what you think:</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><a href="http://www.youtube.com/embed/vA10De0FiAU">http://www.youtube.com/embed/vA10De0FiAU</a></b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>What is the best way to start investing for retirement?</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>A) Invest in a Roth IRA</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>B) Invest in a 401K up to your employer's match</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>C) Buy a house</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>Leave your thoughts (or even better, your suggestions) below this post.</b></span></div><div><span style="color: #000099;"><b><br />
</b></span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com0tag:blogger.com,1999:blog-284281279693242758.post-57839552590452673222011-04-19T07:17:00.000-05:002011-04-19T07:17:56.047-05:00April is Financial Literacy Month - April 19th<div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>Jake Stichler brings us a question from one of his follwers at DebtSucksBlog.com. It's a deep one so we will need you to leave your thoughts in the comment secion below.</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><a href="http://www.youtube.com/watch?v=d6RZkygJtwI&feature=youtu.be">http://www.youtube.com/watch?v=d6RZkygJtwI&feature=youtu.be</a></b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><br />
</span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>Is bankruptcy moral?</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b><br />
</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>A) Yes</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>B) No</b></span></div><div style="border-collapse: collapse; font-family: arial, sans-serif;"><span style="color: #000099;"><b>C) Only in certain circumstances</b></span></div><div><span style="color: #000099;"><b><br />
</b></span></div><div><span style="color: #000099;"><b><span class="Apple-style-span" style="border-collapse: collapse; color: black; font-family: arial, sans-serif; font-weight: normal;"><span style="color: #000099;"><b>This is a much deeper question than the possible answers so let's start a conversation by leaving comments in the section below or let us know your thoughts on Twitter using #FLMonth.</b></span><br />
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</b></span></div></span></b></span></div>Jackie Walters - Personal Financehttp://www.blogger.com/profile/04081975009253220220noreply@blogger.com1