The Emergency Fund - Dave calls it the "Relax Fund" - this is so true! Right before we closed on our house we sold in MN our retaining wall needed to be fixed at a whopping cost of $2177.50 - oh that's right! But I was OK with it to some degree because we had the "Relax Fund" in
place.
http://www.daveramsey.com/newsletters/online/edition/personal-finance-newsletter-april-2011?ectid=cnlsignup_1#article2
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