Next year Christmas will be on Tuesday, December 25th so don't let it sneak up on you like it may have done this year. Christmas is always in December lest we forget. Start planning for Christmas 2012 today by simply adding a line item to your monthly budget marked Christmas 2012.
At the beginning of each month set aside a designated amount like $100 and by the time Christmas 2012 arrives you'll have $1200 saved. By doing this you will be less stressed and enjoy the holidays so much more.